This is not good 5 years to the final meltdown.

This from Page 90:

4 SEC. 134. RECOUPMENT.
5 Upon the expiration of the 5-year period beginning
6 upon the date of the enactment of this Act, the Director
7 of the Office of Management and Budget, in consultation
8 with the Director of the Congressional Budget Office, shall
9 submit a report to the Congress on the net amount within
10 the Troubled Asset Relief Program under this Act. In any
11 case where there is a shortfall, the President shall submit
12 a legislative proposal that recoups from the financial in13
dustry an amount equal to the shortfall in order to ensure
14 that the Troubled Asset Relief Program does not add to
15 the deficit or national debt.

Do NOT think for a minute the government is going to recoup in 5 years.. no way no how!